5 Types of Insurance that You need to Have Now

To achieve peaceful life, many of the Indonesian entrust the insurance as protection. Insurance can ease the burden in the unpredictable events such as accident or certain illness through its sum assured.

However, there are many types of insurance with its different purpose. This might be confusing when deciding which insurance, you need most. Now, if you are one of those who have experienced this, don’t worry. Check out the explanation about the type of insurance that must be owned below!

  • Education Insurance

If you have a baby, you certainly want the best for him. Education Insurance will ensure that your child’s education costs are met, especially if you or your spouse passed-away. Therefore, their dreams and life objective will always be maintained.

  • Travel Insurance

Before travelling, you need to do various preparations such as buying travel insurance. This is because Travel Insurance can provide medical benefits in the event of a travel accident, loss of goods or damaged during transportation.

  • Investment Insurance

The next type of insurance you need to have is Unit Link, an insurance that combines Investment Funds and insurance protection. The premium you pay will be divided into investment funds and life insurance protection so that you always get protection from any life risks while maintaining the value of money from the risk of decline due to inflation.

  • Health Insurance

Health Insurance is a type of insurance that you often encounter in the market. Generally, this type of insurance has various types of benefits such as inpatient insurance and outpatient insurance. However, they all have the same goal which is to pay for treatment if you have certain diseases. That way, you will be able to focus more on healing process and less worried on the health costs occurred.

  • Life insurance

Life insurance and its sum assured is important to ensure the future survival of family members that you bear after you passed-away. However, there are also some Life Insurance products that provide benefits for total disability and inability to support your family financial income. Choose it carefully so that the benefits offered meet and according to your needs.

For health protection, you need to have PRUTect Care products from Prudential Indonesia with benefits on daily compensation for hospitalization and death sum assured. To find out more, you can see the information on our official site www.prudential.co.id.




Source:
1. Cermati
2. Reindo
3. Liputan6